http://greasy.com/Money_and_Finance/Loans.htm Featured articles and news topics about loans. en-us © 2008 Greasy.com All rights reserved. Thu, 21 Aug 2008 23:25:19 GMT 30 http://greasy.com/bumpedoff/banks_may_face_hostile_takeovers.html A Wake Up Call FDIC Faces Mortgage Mess After Running Failed Bank Subprime Lender Made Problem Loans On Regulators' Watch By MARK MAREMONT July 21, 2008; Wall Street Journal Federal officials heap much of the blame for the subprime mortgage mess on lenders, claiming they recklessly made too many high-cost home loans to borrowers who couldn't afford them. It turns out that the U.S. government itself was one of the lenders giving out high-interest, subprime mortgages, some of them predatory, ... Sat, 9 Aug 2008 19:47:32 GMT http://greasy.com/bumpedoff/choosing_recession.html Lakshman Achuthan and Anirvan Banerji, Forbes The 2008 recession guarantees many months of job losses that will boost foreclosures and feed the credit crisis. But if fiscal stimulus had reached consumers quickly, it would have forestalled a recession, helping to stabilize the housing market. Such a soft landing would have bought some breathing room in which to resolve the credit crisis until the lagged effect of monetary policy kicked in. There is a raging debate about how the economy got ... Tue, 29 Apr 2008 07:36:11 GMT http://greasy.com/bumpedoff/debt.html Out of Debt and Free This is a crazy world. What can be done? Amazingly, we have been mislead. We have been taught that we can control government by voting. The founder of the Rothschild dynasty, Mayer Amschel Bauer, told the secret of controlling the government of a nation over 200 years ago. He said, "Permit me to issue and control the money of a nation and I care not who makes its laws." Get the picture? Your freedom hinges first on the nation's banks and money system. Freedom is connec ... Mon, 24 Mar 2008 02:48:02 GMT http://greasy.com/republicbank2006/financial_responsibility.html One area of education often left to parents is that of financial responsibility. There may be the odd university course that offers come help in this regard, but individuals have often formed there spending habits based on those learned from their parents. Despite the importance of the topic, this bit of education can be sorely lacking for many. How many individuals actually know their credit score or how it affects their purchasing power? Republic Bank has started offering payday loans. A ... Thu, 7 Feb 2008 13:32:56 GMT http://greasy.com/debtconsolidation/feds_slam_debt_consolidation.html Lighthouse Credit Foundation Inc. and its co-defendants will pay more than $2.4 million back to customers in a credit consolidation scam, the Federal Trade Commission announced Wednesday. According to the FTC’s complaint, defendant Integrated Credit Solutions, Inc. solicited consumers for Lighthouse’s debt management plans by leaving prerecorded messages on home answering machines stating that the consumer had been approved through “a certified non-profit nationwide program” to con ... Tue, 15 Jan 2008 20:04:59 GMT http://greasy.com/debtconsolidation/debt_consolidation_risky.html A debt consolidation loan may not be the answer when you find your collective borrowing has become too much, the Consumer Credit Counselling Service (CCCS) has warned. The public information group has cautioned that while "one easy monthly payment to cover your debts" may look like the answer when advertised on the television, a consolidation loan can add to the risks. Frances Walker, spokesperson for the CCCS, urged prudence and vigilance among consumers who were considering an all-encomp ... Tue, 15 Jan 2008 20:04:05 GMT http://greasy.com/leftwing/1160058832.html I likely won't get a chance to talk to you today. That sucks, but it's OK. I want to see you so bad. I want to know what will happen. I've seen you face, when it does. That next time we see each other. Will you come up on me from behind? Will you surprise me? The other way around, maybe? I woke up with you again this morning. Warm. I stayed in bed too long, enjoying the thought. When I finally did wake up, I had to take a shower. Two of them. I just read one of your letters, so in a minute ... Tue, 15 Jan 2008 15:33:52 GMT http://greasy.com/blogging/voluntary_association_3.html A voluntary association (also sometimes called just an association) is a group of individuals who voluntarily enter into an agreement to form a body (or organization) to accomplish a purpose. Your comments please ..... Mortgage Rates Tue, 15 Jan 2008 10:46:21 GMT http://greasy.com/marisol1201/loungs_reality.html As an American girl in my mid twenties, it would be an understatement to say that I am naive about the world. I have grown up in my middle class family, completely sheltered from life outside the US. I have never felt the unimaginable pain of starvation or seen the horrors of genocide and it is very unlikely that I or any other American will ever experience them. The closest I will ever get to this level of hardship is in the autobiographical book called First They Killed My Father by the a ... Thu, 8 Nov 2007 04:32:17 GMT http://greasy.com/chicoz/tsksjfoe.html este servidor apesta------] Fri, 5 Oct 2007 23:24:40 GMT http://greasy.com/republicbank2006/banks_vs_pawn_shops.html Everyone has come across a time where they needed some extra money. Whether they got behind on a payment or needed extra money for an emergency, we have all been there. A few of us have even taken out payday loans. In the past, this has been the domain of pawn shops and loan operations. These operations were the only option for people in a cash pinch, until recently. Republic Bank, which I represent, has recently entered into the field of payday loans. Obviously people do not want to be in ... Sat, 29 Sep 2007 15:40:40 GMT http://greasy.com/republicbank2006/payday_loan_vs_credit_card.html Americans are increasingly finding themselves in debt. You do not need to look too far into any financial publication to see the advice warning consumer to be more cautious about their financial obligations. To make matters worse, many Americans love plastic. Charging “extra” expenses to a credit card has almost become a way of life for some people. What makes this habit so bad is that consumers generally regard their obligation to pay this money back in terms of the low monthly paymen ... Sat, 29 Sep 2007 13:24:22 GMT http://greasy.com/republicbank2006/security.html As the number of electronic transactions increases, the number of opportunities for identity theft rises with it, especially in the realm of online transactions. Do you know to look for a valid security certificate when making an online transaction? Do you know who trusted certifiers of this security measure are? Trust is important in any business transaction. It is especially important when you can’t see the face to go with the business with whom you are dealing. By their nature, banks ... Sat, 29 Sep 2007 12:12:15 GMT http://greasy.com/creditcounselor/just_beginning.html Well, I am just starting this blog today (Dec 11, 2005). I am a credit counselor for Consumer Credit Counseling in Florida. Tomorrow, I start my first day as the agency's new director, I am looking forward to that and the future. Anyhow, what I hope to acheive on this blog is a sharing of ideas or thoughts about credit use, budgeting, or just anything that has to do with this field. I'd like to discuss these things with anyone that takes an interest in learning something new or sharing som ... Fri, 28 Sep 2007 00:11:42 GMT http://greasy.com/onlineloan/business_loans.html Every business to be set up or to expand need money and lenders offer it in the form of business loans, the busines loans are needed by just about every entrepreneur for raising their capital or production. The business loan type and loan amount depend on the financial status of the borrower and number of other factors. Survey your local market for business loan interest rates and packages. Discuss the nature of business loans in Bankxp forum. Sat, 8 Sep 2007 06:53:00 GMT http://greasy.com/onlineloan/personal_loan.html The personal loans are required by the general people for personal finances like home improvement, paying the taxes or planning a vacation, the banks are popular lenders for personal loans they scrutinize many factors for granting approval of personal loans and every bank have their own set of conditions. Discuss the conditions set by the banks in approving personal loans in Bankxp forum. Sat, 8 Sep 2007 06:50:37 GMT http://greasy.com/onlineloan/auto_loan.html Owning a personal vehicle is a long cherished dream of every individual, there are plenty of new model vehicles available in the market and plenty more waiting to be launched, probably auto loans are offered in three different types like new car loan, used car loan or auto loan by most of the lenders each having different characteristics, shopping for the required loan is tough and slight mistakes can cost the borrower big time. Discuss the types of auto loans in Bankxp forum. Sat, 8 Sep 2007 06:46:31 GMT http://greasy.com/onlineloan/student_loan.html Due to high number of students pursuing their education either in home educational institutions or abroad the student loans are in much demand, as they are innumerable types of student loans and loan lenders available in the market choosing the right package is very important. The student loan approval and borrowing is a very cumulative process and any errors in this process can cost the student loan borrower in thousands of money. Discuss the process of loan approval for student loans in ... Sat, 8 Sep 2007 06:38:03 GMT http://greasy.com/meansisters/hi_girlz.html hi girlz...it's me, marussscchhh-ka i'm writing to all of you 'cause today's been a baaad day...so i feel bad as well. first of all: i'm fu°king tired....i just keep on working,driving and working again...and i'm lazy, so i'm not used to it...it gets tiresom after a bit..... my body's completely going nuts: today i woke up a 7.30 ( it's fu°king saturday, for chrissssssake) and i woke my dad up, cuz i was seriously convinced to have an health examination at the hospital...so, i woke my wh ... Fri, 7 Sep 2007 18:58:43 GMT http://greasy.com/onlineloan/loans.html Home loans are very popular because of low interest rates and affordable monthly payments, getting the best deal for home loans is quite tough enough because of intense competition among the lenders, these loans are offered in attractive packages for the borrowers and shopping for best available loan option is required by the borrower to avoid any unnecessary financial loses later on. These loses can be avoided by complete knowledge on home loans and discussion is the best mode for gatherin ... Fri, 7 Sep 2007 07:53:33 GMT