Thanks for the boost. I needed that.

BOY! you have made my day. I needed cheering up. It is bad and cold outside, and I needed to clear debris out of flower beds and garden. I believe it has been too short of time since I was working full time. Even though it was stressful, it was rewarding. I suppose it will get better when Spring arrives.

Paul: Your right! We can no longer rely on the government to provide for our retirement. As I see it, the country is caught up in a spending furry. All I see is the dept increasing and a large percent going bankrupt. The smart thing to do is pay as you go. If you can not afford it, wait untill you can. Also, part of old age security is to plan for it. I agree that this is very hard. I was unable to do this and made poor choices, which now has put us in a financial hole. At my old age, I am now forced to go back to work to live confortably.